The right of use model consists of collective ownership of a building or complex by the housing co-op. Individuals have the right to occupy a particular apartment by mutual agreement but do not hold exclusive ownership to it. This agreement may be indefinite if the co-op is the land owner or limited if the plot has been leased to the co-op by the City Council. The co-op builds the building and becomes its owner on a plot of land that may belong to the co-op or be granted to it privately or ceded by the City Council at a symbolic price and for a limited amount of time.
The advantage for the administration is that a plot leased to a co-op remains public property. The advantage for the co-op members is that they gain access to decent housing at an affordable price. The advantage for the city and its citizens is that this system avoids speculation and soaring real estate prices.
This system is called Andel. While it is relatively new in Spain and in the rest of Europe, it goes back a long time in some Scandinavian countries where cooperative principles such as solidarity, co-operation and democracy have already found their practical expression in social housing policy.